New & Used Car Loans: 
Looking to buy a new or used car and want to get the very best possible rate? Before you negotiate the price of the car you want, be prepared with a pre-approved car loan from Ryder System Federal Credit Union. 

0% Financing: Too Good To Be True?
You've heard the ads: Vehicle financing as low as 0% APR!*

Do you wonder how some manufacturers can offer such low interest rates? Do you think those "teaser" rates are too good to be true? Here are the facts so you can compare "apples to apples" and be sure to get the vehicle loan that's right for you.

Make sure to compare similar terms. Manufacturers often make you choose between the teaser rate and the rebate. Typically, you can't get both. By financing with the Credit Union, you can take the rebate and finance a smaller amount. Teaser rates are often available on specific makes and models, such as slower-selling or last years' models. Our rates are good on all makes and models. Teaser rates generally have a shorter financing term, which causes the payment to be prohibitive. Teaser rates are also usually only available to those with exceptional credit. The credit Union offers better rates for those with exceptional credit and for those with less-than-perfect credit. Teaser rates generally require a down payment. We finance up to 100% of the vehicle's value. Before buying a new or used vehicle, be sure to contact us at 1 (800) 977-9337 Ext. 4199.

*APR = Annual Percentage Rate 

Real Estate Loans:
Looking to buy a house? Or are you in need of an equity loan for the house you already own? We have just the right real estate loan product for you at great rates!

Consumer Loans:
Thinking about buying a motorcycle, boat or a new piano? We offer consumer loans at low rates for the period of time that fits your needs. 

Click here to fill out your Loan application

Click here to fill out your Mortgage application