Ryder System Federal Credit Union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our credit union.
As a member of our credit union, you also have a responsibility to safeguard your financial information.
As part of our commitment, we have implemented the following privacy policy:
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, mean Ryder System Federal Credit Union.
This is our privacy notice for our members. When we use the words “you” and “your” we mean the following types of members:
- Our consumer members who have a continuing relationship by purchasing or holding financial products or services such as a(n):
- Share account
- Loan account
- Credit card account
- Automobile lease we service
- Retail installment contract we hold and service
- Self-directed Individual Retirement Account
- Home mortgage loans
- All persons (individuals) who do not have a continuing relationship with us but who may use a financial product or service we provide in isolated transactions. This includes, for example, someone who:
- Uses our ATM machine
- Purchases traveler’s checks or money orders
- Applies for a loan that does not get completed
- All IRA accounts for which we act as custodian
- Former members
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.”
The Information We Collect
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
If you visit our web site or send e-mail, RSFCU will collect and store all information in a safe and sound manner. We will use this information only in accordance with the principle set out in this policy and will not be sold to any third parties.
If you link to other web sites from our pages, you will be leaving our site and we are not held responsible for any information which may or may not be gathered at that linked site. You should review the privacy policies posted on those web sites for more information.
Information We Disclose About You
We do NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
The Confidentiality, Security, and Integrity of Your Information
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
Information About Former Members
We have the same policy about disclosing information about former members as we do about current members.
If you have any questions or concerns about our privacy policy, our site or your account, please e-mail us at: creditunion@ryder.com or call (800) 977-9337. You may also write to us at: Ryder System Federal Credit Union, PO Box 020816, Miami, FL 33102-0816.
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